You have a company to run. That’s a lot of responsibility and can leave you with little time to care for your own financial health. Over the years, your assets may become scattered across many different accounts, making them difficult to effectively manage. This is called a “financial junk drawer,” i.e. a disorganized portfolio of miscellaneous investments that are not optimized to develop into their full potential. If this sounds familiar, you need an integrated wealth management strategy tailored to meet your comprehensive financial goals.
Regardless of which investment phase you are focused on, Wade can help devise the right investment strategy for you, whether you’re in the accumulation phase, still furthering your executive-level career, or you’re enjoying your retirement, the income stage of your life. Wade can also advise you on the distribution of your estate, giving you and your family financial confidence.
THE CARPENTER TEAM’S STRATEGIC WEALTH MANAGEMENT
SOLUTIONS TO HELP GROW YOUR ASSETS INCLUDE:
EQUITY COMPENSATION PLANNING (ECP)
Equity compensation is non-cash payment that represents ownership in a business, such as restricted stock or performance shares. Many executives receive equity compensation, which has its own unique set of rules and tax laws. Equity compensation planning can be notoriously difficult, leaving clients with unanswered questions such as: “What should I do if I’m still within the vesting period?” or “How can I lower my stock’s level of risk?” Wade and his team specialize in ECP and can help you diversify out of that asset concentration in the most tax-efficient way possible to lower your risk and grow your wealth. Using a managed money approach, he can advise you on how to optimize your equity compensation assets including incentive stock options (ISOs), non-qualified stock options (NQSOs), or restricted stock units (RSUs). Learn more
CHARITABLE GIFT PLANNING
One of the greatest joys of being successful is the ability to use your assets to help make the world a better place. With charitable gift planning, you can invest your money to produce higher returns which can then be donated to charity, supporting the causes you love not only throughout your lifetime, but also after you’re gone. Wade’s charitable gift planning strategies fit your personal interests and goals for benefiting NGOs while maximizing potential tax benefits. Learn more
SOCIAL SECURITY ANALYSIS
In the flurry of balancing so many other financial priorities, executives and entrepreneurs sometimes overlook the need to optimize their Social Security benefits. Through an analysis of your Social Security benefits, Wade can help you determine when and how to collect retiree, spousal survivor, divorcee, parent, child, or disability benefits for the greatest value. Learn more
INTEGRATED ASSET ALLOCATION*
Asset allocation is one of the most important decisions you can make. It’s a wealth investment strategy that seeks to mitigate risk and increase returns by allocating a portfolio’s assets according to an individual’s specific long-term goals. Integral to effectively managing your money, Wade can shift your asset allocations depending on market conditions and generate more consistent returns with less overall portfolio risk. Learn more
Another important decision you need to make is what to do with your assets after you die. Knowing the fruit of your life’s work will be secure when you are gone can be a great relief, allowing you to enjoy your hard work well into retirement without worry. Wade and his team can advise you on how to plan for your estate while minimizing gift, estate, generation-skipping transfer, and income taxes. And, he can help you with distribution planning, i.e. what happens to your assets after both you and your spouse are deceased. Learn more
Wade’s expertise also extends to a variety of additional, complementary financial services:
- Stock swaps
- Repositioning asset ownership
- Net Unrealized Appreciation (NUA) strategies for 401ks and Roth IRAs, including:
- Premature distribution options
- In-service distribution
- Succession planning
- Leveraging employee stock options
- In-service distributions for executives
Infinitas advises $1.6 billion in assets, putting it in the top 10 percent of firms nationwide. Many executives and entrepreneurs, from coast to coast, trust Wade and his team—and with good reason. They know he can be counted on to make wise decisions to help protect and grow their assets—and so can you.
Leave the worry and stress of investing behind and let Wade Carpenter and the Carpenter Team of executive financial advisors manage your assets and portfolio. His expertise will free you up to devote your time to what you value most in life. He’ll help protect and grow your money while you do what you love best: making the company you lead great.
WE SERVE CLIENTS FROM COAST TO COAST.
What do you want your success to help you accomplish next? No dream is too big. Contact Wade and the Carpenter Team today for strategic wealth management advice that will enable your goals now and into the future.